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CERSAI also was known as Central Registry of Securitisation Asset Reconstruction and Security Interest of India. CERSAI was formed to identify and check fraudulent activity in lending transactions against equitable mortgages. Any bank, financial institution or an individual can access the registration platform of CERSAI for a certain fee. By registering themselves with CERSAI, the lenders can pull up the information on an asset or property to validate that whether any previous security interest
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