Picture a scenario where you’re at a store checkout point waiting for your turn and once there, the cashier offers you 20% off your purchase. The catch is that you’ll only get the deal if you sign up ...

The concept of a store-branded credit card can be highly effective for specific individuals. There is also a scenario where you can get into trouble with store-branded credit cards. The hope is that ...

You know the pitch. You're at the checkout counter, and the cashier says, "Want to save 20% today by opening a store card?" I've fallen for it in the past at Macy's. And regretted it later when the ...