Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Grad PLUS loans will no longer be an option for new borrowers after July 1, 2026. Historically, the Grad PLUS loan allowed ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate student loans ...

The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, makes significant changes to federal student loans that take effect on July 1, 2026. This webpage is designed to help you ...

The One Big Beautiful Bill Act (H.R.1), was signed into law in 2025. For students, families, and institutions this bill is significant because it changes some rules related to the federal aid (Title ...

Passed in July 2025, the One Big Beautiful Bill Act (OB3) introduces significant changes to federal student loan programs. Federal student loan provisions included in OB3 have been enacted and are ...

GREENSBORO, N.C. — If you go to college, chances are you have a federal student loan: 28% of undergraduate students borrow federal loans to pay for college, and 61% of graduate students borrow federal ...

Taking classes in the fall? A new law will mean lower federal loan limits for some students and parents who help pay. Changes from the One Big Beautiful Bill Act take effect on July 1, 2026, and could ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. whitebalance.space / Getty Images ...

Over 2,500 IU students could lose federal loans next year, impacting graduate programs and a nurse shortage in Indiana. The One Big Beautiful Bill Act, enacted in July, placed new federal loan caps ...

The One Big Beautiful Bill Act (OBBBA) was enacted in July 2025. This legislation includes significant changes in federal student loan programs effective July 1, 2026. The University of Delaware ...